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As a central resource for California mortgage rates and info on getting a home equity line of credit, we are able to help you with all of your mortgage needs.

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California Mortgage Rates California Mortgage Rates
Current Rates
Best 1 Yr ARM: 3.25%
Best 15 Yr FRM: 5.12%
Best 30 Yr FRM: 5.50%
Best HELOC: 3.87%
Best Home Equity: 8.87%
 
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Mortgage Articles
California Mortgage Rates...
 
  Mortgage Rates change frequently, more so in California depending on the real estate market value. Loan rates at that moment also make a difference in the Mortgage Rates in California.
 
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Best California Mortgage...
 
  Mortgage lenders in California offer many types of loan options for various kinds of homes such as condominiums, mobile homes, and row houses.
 
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California Mortgage Rates Index

California Mortgage Brokers offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with current information on:

Fixed Rate Mortgages
Adjustable Rate Mortgages
100% Financing
Interest Only Mortgages
Home Equity Lines of Credit
VA Mortgages
Zero Point, Zero Fee Loans

 
15 Year Fixed Rate Mortgage
30 Year Fixed Rate Mortgage
30 Year Fixed Rate Mortgage (Jumbo)
Payment Option ARM (Jumbo & Conforming)
3/1 Adjustable Rate Mortgage
5/1 Adjustable Rate Mortgage (5/1 ARM)
7/1 Adjustable Rate Mortgage (7/1 ARM)
10/1 Adjustable Rate Mortgage (10/1 ARM)
3/1, 5/1, 7/1 Jumbo ARMs available
Home Equity Line of Credit

Rates last updated on

15 Year Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate is fixed for the life of the loan. Take advantage of today's low rates.

Term: 15 years   Maximum Amount: $369,640
Rates Points APR
4.625% 2% 5.244%
4.875% 1% 5.339%
5.25% 0% 5.56%

30 Year Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate is fixed for the life of the loan. Take advantage of today's low rates.

Term: 30 years   Maximum Amount: $369,640
Rates Points APR
5.125% 2% 5.49%
5.25% 1.375% 5.559%
5.625% 0% 5.81%

30 Year Fixed Rate Mortgage (Jumbo)

Should you need to borrow more than $349,660, then a Jumbo loan might be what you need. Just like with a regular fixed rate mortgage, the interest rate on your Jumbo will be fixed for the life of the loan. Take advantage of today's low rates.

Term: 30 years   Maximum Amount: $2,000,000  
Rates Points APR
5.5% 1.75% 5.85%
5.625% 1% 5.905%
5.875% 0% 6.063%
 
15 year term also available

Payment Option ARM (Jumbo & Conforming)
This mortgage allows you to select a monthly payment that best suits your needs. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.

Term: 30 years   Maximum Amount: $1,000,000
Rates Points APR
1% 0% 4.132%

3/1 Adjustable Rate Mortgage
For this mortgage, the interest rate is fixed for the first 3 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.

Term: 30 years   Maximum Amount: $369,640
Rates Points APR
3.375% 2% 5.703%
4.375% 1% 5.904%
5% 0% 5.966%

5/1 Adjustable Rate Mortgage (5/1 ARM)
For this mortgage, the interest rate is fixed for the first 5 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.

Term: 30 years   Maximum Amount: $369,640
Rates Points APR
4.375% 1.375% 5.557%
4.75% 1% 5.666%
5.25% 0% 5.766%

7/1 Adjustable Rate Mortgage (7/1 ARM)
For this mortgage, the interest rate is fixed for the first 7 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.

Term: 30 years   Maximum Amount: $359,650
Rates Points APR
4.625% 1.875% 5.678%
4.875% 1% 5.723%
5.25% 0% 5.819%

10/1 Adjustable Rate Mortgage (10/1 ARM)
For this mortgage, the interest rate is fixed for the first 10 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.


Term: 30 years   Maximum Amount: $369,640
Rates Points APR
5.125% 2% 5.81%
5.375% 1% 5.88%
5.75% 0% 6.032%

3/1, 5/1, 7/1 Jumbo ARMs available
Fixed for 3, 5, or 7 years, then adjusts annually. The interest rates for these loans are computed as the total of a changing index rate and a fixed margin.
Term: 30 years   Maximum Amount: $2,000,000

Home Equity Line of Credit

A credit line secured by equity in your home. Works very much like a credit card account and you can draw out cash (up to the limit) for any need that you have.

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