California Mortgage Rates Index
California Mortgage Brokers offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with current information on:
Fixed Rate Mortgages
Adjustable Rate Mortgages
100% Financing
Interest Only Mortgages
Home Equity Lines of Credit
VA Mortgages
Zero Point, Zero Fee Loans
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| 15 Year Fixed Rate Mortgage |
| 30 Year Fixed Rate Mortgage |
| 30 Year Fixed Rate Mortgage (Jumbo) |
| Payment Option ARM (Jumbo & Conforming) |
| 3/1 Adjustable Rate Mortgage |
| 5/1 Adjustable Rate Mortgage (5/1 ARM) |
| 7/1 Adjustable Rate Mortgage (7/1 ARM) |
| 10/1 Adjustable Rate Mortgage (10/1 ARM) |
| 3/1, 5/1, 7/1 Jumbo ARMs available |
| Home Equity Line of Credit |
Rates last updated on
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15 Year Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate is fixed for the life of the loan. Take advantage of today's low rates.
Term: 15 years Maximum Amount: $369,640 |
| Rates | Points | APR |
|---|
| 4.625% | 2% | 5.244% |
| 4.875% | 1% | 5.339% |
| 5.25% | 0% | 5.56% |
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30 Year Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate is fixed for the life of the loan. Take advantage of today's low rates.
Term: 30 years Maximum Amount: $369,640 |
| Rates | Points | APR |
|---|
| 5.125% | 2% | 5.49% |
| 5.25% | 1.375% | 5.559% |
| 5.625% | 0% | 5.81% |
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30 Year Fixed Rate Mortgage (Jumbo)
Should you need to borrow more than $349,660, then a Jumbo loan might be what you need. Just like with a regular fixed rate mortgage, the interest rate on your Jumbo will be fixed for the life of the loan. Take advantage of today's low rates.
Term: 30 years Maximum Amount: $2,000,000 |
| Rates | Points | APR |
|---|
| 5.5% | 1.75% | 5.85% |
| 5.625% | 1% | 5.905% |
| 5.875% | 0% | 6.063% |
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| 15 year term also available |
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Payment Option ARM (Jumbo & Conforming)
This mortgage allows you to select a monthly payment that best suits your needs. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years Maximum Amount: $1,000,000 |
| Rates | Points | APR |
|---|
| 1% | 0% | 4.132% |
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3/1 Adjustable Rate Mortgage
For this mortgage, the interest rate is fixed for the first 3 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years Maximum Amount: $369,640 |
| Rates | Points | APR |
|---|
| 3.375% | 2% | 5.703% |
| 4.375% | 1% | 5.904% |
| 5% | 0% | 5.966% |
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5/1 Adjustable Rate Mortgage (5/1 ARM)
For this mortgage, the interest rate is fixed for the first 5 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years Maximum Amount: $369,640 |
| Rates | Points | APR |
|---|
| 4.375% | 1.375% | 5.557% |
| 4.75% | 1% | 5.666% |
| 5.25% | 0% | 5.766% |
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7/1 Adjustable Rate Mortgage (7/1 ARM)
For this mortgage, the interest rate is fixed for the first 7 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years Maximum Amount: $359,650 |
| Rates | Points | APR |
|---|
| 4.625% | 1.875% | 5.678% |
| 4.875% | 1% | 5.723% |
| 5.25% | 0% | 5.819% |
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10/1 Adjustable Rate Mortgage (10/1 ARM)
For this mortgage, the interest rate is fixed for the first 10 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years Maximum Amount: $369,640 |
| Rates | Points | APR |
|---|
| 5.125% | 2% | 5.81% |
| 5.375% | 1% | 5.88% |
| 5.75% | 0% | 6.032% |
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3/1, 5/1, 7/1 Jumbo ARMs available
Fixed for 3, 5, or 7 years, then adjusts annually. The interest rates for these loans are computed as the total of a changing index rate and a fixed margin.
Term: 30 years Maximum Amount: $2,000,000 |
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Home Equity Line of Credit
A credit line secured by equity in your home. Works very much like a credit card account and you can draw out cash (up to the limit) for any need that you have.
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