California First
Time Home Buyer Advice
The first thing you shoul know is
that the Californian (especially
Southern California) home buying market
is one of the most expensive and
volatile markets in the country.
Indeed, notoriously expensive locales
such as Hollywood, San Diego and San
Francisco have earned their reputations
as a place to live if you've got a lot
of cash to burn.
How does a normal, hard-working
Californian family fit into the chaos
of aggressive lending firms, constantly
fluctuating interest rates, and an
unpredictable economy?
Your key strategy is simple: monitor
the key rates from all the primary
private and public sources, such as the
1 year ARM, 15 year ARM, 30 year FRM,
HELOC, and standard Home Equity
Loans.
These statistics are available on this
and many other websites at no charge to
you.
An easy way to keep constant tabs on
them is to sign up for automatic emails
to be sent out (offere by many top
sites). Although intended mainly for
mortgage
brokers, you as a private
individual can access this info as well
and use this key intelligence to your
advantage.
Imagine the surprise on a potential
mortgage lenders face when you can
quote substantially more up to date and
competitive figures than he has just
offered you!
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